Dump Capital One?

[SmartCookie]

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trinigal wrote:

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SmartCookie wrote:

Hey we have MisseyElliot now too!  Let's put her to work.  Hrm... ok not the same Marvin Gaye effect.... nevermind!   But hey she's with us now, let's put her to work!   

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While she's great, I'm a little concerned about the effect.  Maybe she could work for the CAs?? 

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LMBO!!!  ooh trinigal, pass those candles and lotions over to Obsessed... quick before the rep comes on the line! 

[Anonymous]

***sigh****....ok all I succeeded in doing was getting all three annual fees waived..Supervisor Anthony gave me the whole "we review on a regular basis" story...while at the same time acknowleging my absolutely perfect record and $0 balance and told me to be patient...So since the fees are waived, I guess I will leave them at $0 and let them continue to collect dust.

[Anonymous]

Come on now!  Let's flip this a little and really look at it objectively.

You're not really going to use the cards anyways.  And now Cap One is now going to work for you for the next year for free!  Meanwhile, your new cards are going to catch their footing and start working for you as well.

Gotta play the game hon...

Smile

[Anonymous]

LOL!!! Imma play the game...keep the cards fee free...not use them...piss em off...lol....not helping me anyway until they actually report limits....

[Anonymous]

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ObsessedwithmyFico wrote:

LOL!!! Imma play the game...keep the cards fee free...not use them...piss em off...lol....not helping me anyway until they actually report limits....

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And if they do that within the next year, they will be working for you for free!

[Anonymous]

and I'm still laughing because he told me if I wanted to make a big purchase to just use all three cards......lol....

[Anonymous]

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ObsessedwithmyFico wrote:

and I'm still laughing because he told me if I wanted to make a big purchase to just use all three cards......lol....

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Pffff, of course!!!

That would have been the appropriate time to put on the MissyElliot as Smartcookie suggested.

[Anonymous]

I wouldn't close them since they are your oldest trade lines. It is possible that your overall score will lower if you cancel as it will reduce your age of accounts. The great thing is that you got all the annual fees waived. You may want to only charge 15-20 per month and pay it off in full. That may get them in the mood so to speak to properly reward your excellent credit habits and loyalty. Ciao

[SmartCookie]

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ObsessedwithmyFico wrote:

***sigh****....ok all I succeeded in doing was getting all three annual fees waived..Supervisor Anthony gave me the whole "we review on a regular basis" story...while at the same time acknowleging my absolutely perfect record and $0 balance and told me to be patient...So since the fees are waived, I guess I will leave them at $0 and let them continue to collect dust.

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And you aren't revved??? <wet noodle flogging>  That's awesome!!!!  If they are still being idiots about CL increases consider asking them to roll over all CL to that oldest card.  Another day though... this is great!!!  WTG!

[SmartCookie]

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ObsessedwithmyFico wrote:

and I'm still laughing because he told me if I wanted to make a big purchase to just use all three cards......lol....

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LOL  "Mmmkay Anthony I'll get *right* on that".