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EQ FICO Score Update

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Anonymous
Not applicable

EQ FICO Score Update

So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi Smiley Sad I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743! Smiley Happy 

 

 

Message 1 of 11
10 REPLIES 10
LS2982
Mega Contributor

Re: EQ FICO Score Update


@Anonymous wrote:

So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi Smiley Sad I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743! Smiley Happy 

 

 


Sweet congrats!!




EQ FICO 548 3/3/16
Message 2 of 11
Anonymous
Not applicable

Re: EQ FICO Score Update


@LS2982 wrote:

@Anonymous wrote:

So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi Smiley Sad I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743! Smiley Happy 

 

 


Sweet congrats!!


Thanks! Smiley Happy Thinking about another round of apps before I go into garden mode for 6 months Smiley Happy

Message 3 of 11
LS2982
Mega Contributor

Re: EQ FICO Score Update


@Anonymous wrote:

@LS2982 wrote:

@Anonymous wrote:

So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi Smiley Sad I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743! Smiley Happy 

 

 


Sweet congrats!!


Thanks! Smiley Happy Thinking about another round of apps before I go into garden mode for 6 months Smiley Happy


Which cards are you going for?




EQ FICO 548 3/3/16
Message 4 of 11
Anonymous
Not applicable

Re: EQ FICO Score Update

I want to get the USAA Military Affiliate Card, US Bank Platinum Card, DCU Membership and Platinum Credit Card. Also want a CLI on my Citi Thank You Preferred and Best Buy Store Card 

Message 5 of 11
LS2982
Mega Contributor

Re: EQ FICO Score Update


@Anonymous wrote:

I want to get the USAA Military Affiliate Card, US Bank Platinum Card, DCU Membership and Platinum Credit Card. Also want a CLI on my Citi Thank You Preferred and Best Buy Store Card 


You should get a nice CL on a BBRZMC.




EQ FICO 548 3/3/16
Message 6 of 11
MarineVietVet
Moderator Emeritus

Re: EQ FICO Score Update


@Anonymous wrote:

So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi Smiley Sad I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743! Smiley Happy 

 

 


As a reminder this product uses the Equifax Credit Score and is not an EQ FICO score. I say that to alert others reading this not to rely on the EQ Complete Premier Plan to give you FICO scores.

 

Equifax will still sell you a FICO score found here: www.equifax.com/web-myfico-products/

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 7 of 11
Anonymous
Not applicable

Re: EQ FICO Score Update


@MarineVietVet wrote:

@Anonymous wrote:

So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi Smiley Sad I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743! Smiley Happy 

 

 


As a reminder this product uses the Equifax Credit Score and is not an EQ FICO score. I say that to alert others reading this not to rely on the EQ Complete Premier Plan to give you FICO scores.

 

Equifax will still sell you a FICO score found here: www.equifax.com/web-myfico-products/

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Yes I am fully aware the EQ Complete doesn't include the FICO score and that is why I called them today asking to give me the FICO score for free so I could compare it to their EQ score they give me with my monitoring service. I was shocked by the difference...a 61 point difference. Now I really want to become a member of DCU to get the free monthly FICO score

Message 8 of 11
MarineVietVet
Moderator Emeritus

Re: EQ FICO Score Update


@Anonymous wrote:
 

Yes I am fully aware the EQ Complete doesn't include the FICO score and that is why I called them today asking to give me the FICO score for free so I could compare it to their EQ score they give me with my monitoring service. I was shocked by the difference...a 61 point difference. Now I really want to become a member of DCU to get the free monthly FICO score


And that's why I wrote: I say that to alert others reading this not to rely on the EQ Complete Premier Plan to give you FICO scores. Just because you might be aware of this doesn't mean brand new members will get the connection.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 9 of 11
Anonymous
Not applicable

Re: EQ FICO Score Update

You are right Smiley Wink my apologies 

Message 10 of 11
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