@Anonymous wrote:
@MarineVietVet wrote:
@Anonymous wrote:So after my recent App Spree I didn't get any EQ FICO score from Chase or Citi
I am subscribed to EQ Complete Premier Plan and at first the EQ score was close to my EQ FICO score. At one point my EQ score was 720 but after the app spree it went down to like 650 and now is at 682. I have been wanting to know my EQ FICO score but haven't wanted to pay for it. Today I decided to call EQ and ask for free FICO score since their score doesn't help me when I want to apply for new credit. The person obliged and my FICO score is 743!
As a reminder this product uses the Equifax Credit Score and is not an EQ FICO score. I say that to alert others reading this not to rely on the EQ Complete Premier Plan to give you FICO scores.
Equifax will still sell you a FICO score found here: www.equifax.com/web-myfico-products/
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Yes I am fully aware the EQ Complete doesn't include the FICO score and that is why I called them today asking to give me the FICO score for free so I could compare it to their EQ score they give me with my monitoring service. I was shocked by the difference...a 61 point difference. Now I really want to become a member of DCU to get the free monthly FICO score
It's only really beneficial for us score addicts... it (DCU's score) effectively lags by a month in my case since it reports on the first, and my balances and tradelines don't update until slightly after the 10th.
Oh yay I went up 7 points after my initial tradeline establishment, whee?!? 
I had an old checking account that I was able to re-activate there, and since I wanted another secured card anyway I just applied for one there instead of USAA (my original choice)... it was more cumbersome than necessary and the score turned out to be anti-climatic.
