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EQ Notation re: H/C Column

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Anonymous
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EQ Notation re: H/C Column

Just updated my TC 3-in-1 report, and one thing that has changed since my last update is that every single one of my revolving accounts on EQ has the notation "Amount in H/C Column is credit limit."
 
All of my accounts report the CL, and it's shown on EQ.
 
Why would my report be updated with this notation on every single revolving TL?
 
Message 1 of 4
3 REPLIES 3
Anonymous
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Re: EQ Notation re: H/C Column

bumpity bump
 
Message 2 of 4
Anonymous
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Re: EQ Notation re: H/C Column

Gosh cheddar, you got me.

Almost sounds like your highest balance, is being stated as your credit limit, unless I'm reading that wrong.

I've never heard or seen the term "Amount in H/C Column is credit limit."

H/C = High Credit??? I dunno.
Message 3 of 4
Anonymous
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Re: EQ Notation re: H/C Column



Sylviatob wrote:
Gosh cheddar, you got me.

Almost sounds like your highest balance, is being stated as your credit limit, unless I'm reading that wrong.

I've never heard or seen the term "Amount in H/C Column is credit limit."

H/C = High Credit??? I dunno.

Yeah, that's exactly what it means, but I've only seen it on TLs that don't report a CL.  I have no idea what it's doing on all my revolving TLs since they are reporting their CLs.
 
I'm not scheduled to pull my EQ FICo for a couple more weeks, but I may just bite the bullet and pull it early to see if this is affecting my utilization at all.
 
If it is, someone's gonna get an earful. Smiley Tongue
 
 
Message 4 of 4
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