EX...Most Utilized?

[Anonymous]

New England

      EX

AMEX   

CCCU  

HSBC 

     TU

CITI

HOOTERS

WASHMTL/PROV

BRCLYSBANKDE

       EQ

GEMB?WALMa

TARGET  

[fused]

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HappyDays wrote:

New England

      EX

AMEX   

CCCU  

HSBC 

     TU

CITI

HOOTERS

WASHMTL/PROV

BRCLYSBANKDE

       EQ

GEMB?WALMa

TARGET  

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How recent are these apps?

[Anonymous]

July - Aug  2007

[Tavares]

Fused, For my recent apps here they go.

Between April and September.

EX:  Amex, BofA, Chase, Citi.  BofA told me they do most of their softs form EQ and hards from EX.
TU: Barclay, Discover

We should start our own Credit Pull Database here.  WhoGaveMeCredit is has been far from acturate for me.  I know there are other things to take into account, such as location it seems.

Tavares

[fused]

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Tavares wrote:

Fused, For my recent apps here they go.

Between April and September.

EX:  Amex, BofA, Chase, Citi.  BofA told me they do most of their softs form EQ and hards from EX.
TU: Barclay, Discover

We should start our own Credit Pull Database here.  WhoGaveMeCredit is has been far from acturate for me.  I know there are other things to take into account, such as location it seems.

Tavares

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Tavares I Agree! Let's see what the FICO gods say!

[MidnightVoice]

I would imagine everyone will start using EX as they are the ones that refuse to remove incorrect baddies  

This means the lenders can screw the lendees more and longer  

[Anonymous]

This is soooo true.
Post of the day.

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@MidnightVoice wrote:

I would imagine everyone will start using EX as they are the ones that refuse to remove incorrect baddies

This means the lenders can screw the lendees more and longer

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[Anonymous]

if I was a lender I would use EX cause I think in a manual review balance histories would be very helpfull, particualy in regards to revolving accounts

[Anonymous]

I'm in Texas (Dallas), here are my initial pulls for credit approvals, but EX was the 1st to report on each and every one:

EQ:

Lowes - 7-30-07

Juniper - 8-9-07

TU:

WaMu - 8-6-07

Barclays(Juniper) 7-31-07 ( Both Carnival & USAir)

Hooters - 7-31-07

EX:

Amex - 7-31-07

CitiCards - 8-17-07

[2anewu]

I am in MO and here are my pulls:

EX:

Wamu 06/07

Amex 05/07

Macys 12/06

TU:

Barclays 06/07

Hooters 06/07

EQ:

Citi

I had some other things hit EX that I thought would pull from one of the other CRA's --- I guess EX is the fav.