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EX doesnt show when it will delete

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momof2
Frequent Contributor

EX doesnt show when it will delete

I had an account, it had a 60 day late in 2/2003 and a 30 day late in 3/2003, the account was opened in 12/2002 only had the acocunt for a short period of time, this account is listed as a negative item, however if this item is considered negative how come it doesnt state what the drop off date is?
 
my other collections show the delete month/year, but this one account doesnt,
 
does anyone know why it doesnt show a delete date?
 
do i go by DOFD or date opened which was 12/2002?
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: EX doesnt show when it will delete



momof2 wrote:
I had an account, it had a 60 day late in 2/2003 and a 30 day late in 3/2003, the account was opened in 12/2002 only had the acocunt for a short period of time, this account is listed as a negative item, however if this item is considered negative how come it doesnt state what the drop off date is?
 
my other collections show the delete month/year, but this one account doesnt,
 
does anyone know why it doesnt show a delete date?
 
do i go by DOFD or date opened which was 12/2002?



All negative drops 7 years from that date (month). Is this a CO?   the date opened means nothing!! If it is a CO  it would go by DOFD
Message 2 of 7
momof2
Frequent Contributor

Re: EX doesnt show when it will delete

All negative drops 7 years from that date (month). Is this a CO?   the date opened means nothing!! If it is a CO  it would go by DOFD...................................................................
 
happy--- 7 years from what date? date open or DOFD? this acocunt was never c/o or sent to collections so i dont know what date it goes by that it will be deleted. thats what i am trying to figure out.
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 3 of 7
momof2
Frequent Contributor

Re: EX doesnt show when it will delete

to better understand what this account looks like, please someone tell me what the deletion month/year would be, thanks
 
S M C/DANIELS JEWELERS Address:
PO BOX 3750
 CULVER CITY, CA 90231
Account Number:
  Status:
Paid,Closed/Past due 60 days. Date Opened:
12/2002
Reported Since:
01/2003
Date of Status:
02/2003
Last Reported:
02/2003 Type:
Revolving
Terms:
NA
Monthly Payment:
$0
Responsibility:
Individual Credit Limit/Original Amount:
$267
High Balance:
$267
Recent Balance:
NA
Recent Payment:
NA Account History:
 60 days as of Feb 2003 Your Statement:
Account closed at consumer`s request.  
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 4 of 7
Anonymous
Not applicable

Re: EX doesnt show when it will delete

You were 30 days late as of Jan 2003  and 60 days late Feb 2003.......these will drop Jan 2010 and Feb 2010
Message 5 of 7
momof2
Frequent Contributor

Re: EX doesnt show when it will delete

the late payments will drop on those dates or the entire TL will delete?
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 6 of 7
Anonymous
Not applicable

Re: EX doesnt show when it will delete

TL will drop 7 - 7.5 years fron DOFD.......DOFD should be Jan 2003
Message 7 of 7
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