Early Exlusion questions..EXPERIAN

[Madyun1982]

Hello everyone, 

Today I called Experian to do a EE

The representative stated it would be removed within 72hrs.. However some time goes by, and I get an alert that I opened a dispute..

Is this their new way of doing things?

I'm confused because I never asked to do an dispute.. Should I call them back or wait the 72hrs?

Thanks in advance 

[M_Smart007]

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@Madyun1982 wrote:

Hello everyone, 

Today I called Experian to do a EE

The representative stated it would be removed within 72hrs.. However some time goes by, and I get an alert that I opened a dispute..

Is this their new way of doing things?

I'm confused because I never asked to do an dispute.. Should I call them back or wait the 72hrs?

Thanks in advance 

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I would wait the 72 hours and see what the outcome is. Sometimes calling back in complicates matters. MHO

[Madyun1982]

Thank you..

That's what I'll do.

[blindambition]

+100

wait the 72 hours!! If you call back, ask for supervisor. I do believe another poster had this happen. It was removed properly.

[BamBam2000]

How far away were you from it dropping off? Mine drops off 6/10/2020 but they wouldn't remove it.

[Madyun1982]

It was due to fall off in July... He placed me on hold, and came back and said it would be removed. And I should see a change within 72hrs.. Maybe it depends on the Rep you get.. Hopefully it does fall off.. Even though it's paid.. I would like it off before I start house shopping. Transunion took it off straight away..

[BamBam2000]

What number did you call?

[Madyun1982]

I called +18772847942

And pressed 2 for general credit information.

[DaveInAZ]

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@Madyun1982 wrote:

It was due to fall off in July... He placed me on hold, and came back and said it would be removed. And I should see a change within 72hrs.. Maybe it depends on the Rep you get.. Hopefully it does fall off.. Even though it's paid.. I would like it off before I start house shopping. Transunion took it off straight away..

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Hmmm, my BK falls off Sept. 23, my notes from the BK experts is that EX will remove 1-3 months early, looks like you may have success at 4 months. BTW, I'm told Equifax is the worst, will remove only 0-1 month early.

I'm going to try Transunion at the end of March, 6 months. Good luck! And yeah, you want the BK off your report before house hunting, should be a big jump in your score when it's off your report.

[Madyun1982]

UPDATE: Just got the alert.. They removed it. I went back and looked it was set to come off my report in October.. Don't know where I got June from. I'm thinking maybe because it was a paid student loan from 2004? IDK.. Anyway,  goodluck to everyone that's trying to get things removed from their credit.