Effects on Primary CardHolder when adding AU

[Fated4Credit]

I'm thinking about adding my sister to my 18 month old Cap One QS card in a few days & I want to know what effect that would have on me applying for the Chase FU in April 2019. I'm currently 2/24 so will adding my sister as an AU put me at 3/24 when I go to apply? I know chase factors in AU accounts, but not sure how that would show on my CR reports. Info in Siggy is current. Thanks for any advice.

[Anonymous]

Adding your sister as an AU has absolutely no effect on you applying for other cards.

[CreditInspired]

Go for it OP. There’s no backlash to adding an AU.

FYI. The only thing that could create a problem for you is if she maxed out your card causing your UT to increase.

[Fated4Credit]

My sister is really good at paying back whatever she charges to my card, so not really worried about that. The only thing I wonder is if i ever needed to will cap one let u send a spending limit to the AU card?