Equifax Data Breach Solutions?

[Anonymous]

The news of this breach is very disconcerting.

What is the best ID Theft service to employ? (I know equifax is giving it for free, but not until the 13th of this month and I am not interested in waiting).

Anyone have an opinion on myfico ID theft product?

Or any other suggestions?

Thanks and good luck to all.

[Anonymous]

Equifax is offering free monitoring for one year.  You just have to enroll in it via this link -

https://www.equifaxsecurity2017.com

[Anonymous]

Thank you.  However Equifax free ID monitoring won't begin until Sept 13th.  A lot of damage can be done between now and then.

Has anyone used my fico ID theft product?  Is it any good?

Or any other suggestions?

[Anonymous]

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@Anonymous wrote:

Thank you.  However Equifax free ID monitoring won't begin until Sept 13th.  A lot of damage can be done between now and then.

Has anyone used my fico ID theft product?  Is it any good?

Or any other suggestions?

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See your concern but be aware, the Equifax Data Breach started back in May 2017 and has been on their radar for some time. It seems the only thing we don't get is prompt notification when data breaches take place. Think back to how long Target Corp waited before we heard word one on their major breach. Depressing to say the least.

[Anonymous]

Be aware that by agreeing to the terms of service is the Equifax monitoring solution you are agreeing not to participate in any class action lawsuit against them relating to the beach.

Use somebody else's monitoring.

From the terms and conditions:

"You will be forfeiting Your right to bring or participate in any class action (whether as a named plaintiff or a class member) or to share in any class action awards, including class claims where a class has not yet been certified, even if the facts and circumstances upon which the Claims are based already occurred or existed."

[MakingProgress]

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@Anonymous wrote:

Thank you.  However Equifax free ID monitoring won't begin until Sept 13th.  A lot of damage can be done between now and then.

Has anyone used my fico ID theft product?  Is it any good?

Or any other suggestions?

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Actually their free monitoring start date varries.   I got a date of 9/12 and my wife got a date of 9/11.  Not sure how they determine the date but I am guessing that with the number of people effected they are trying to spread it out.

[Anonymous]

It might be better put a credit freeze......although the hack was months ago.

Link fo instruction;   http://www.idtheftcenter.org/Solutions/sn-41

[Anonymous]

Think twice about using Credit Monitoring thru a company that cannot even monitor their own security. I am going to do a Initial Fraud Alert and will probably freeze my EQ. And if I freeze my EQ i will do it over the phone. Why would I trust their website????

[Anonymous]

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@Anonymous wrote:

Think twice about using Credit Monitoring thru a company that cannot even monitor their own security. I am going to do a Initial Fraud Alert and will probably freeze my EQ. And if I freeze my EQ i will do it over the phone. Why would I trust their website????

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With the third-party CSR's you're likely to reach, I'm guessing that they're just using the website anyway. There's no reason to be more concerned about freezing EQ than EX or TU though...

[DaveInAZ]

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@Anonymous wrote:
Be aware that by agreeing to the terms of service is the Equifax monitoring solution you are agreeing not to participate in any class action lawsuit against them relating to the beach.

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You keep repeating that, and at this point it is mis-information.

From Equifax's website:

• The arbitration clause and class action wavier included in the TrustedID Premier Terms of Use applies to the free credit file monitoring and identity theft protection products, and not the cybersecurity incident.

https://www.equifaxsecurity2017.com/frequently-asked-questions/