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Equifax Data Breach Solutions?

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jesseh
Frequent Contributor

Re: Equifax Data Breach Solutions?


@xenon3030 wrote:

I don't like freezing. I locked EX and EQ for a monthly fee but for TU, it seems that I did not have a choice. 

 

To lock EQ, I registered for "Equifax lock and alert plus" product from EQ for a small monthly fee. This product was expected to lock both EQ and TU but it did not lock TU unexpectedly. Then, I needed to call TU and freeze it for a one time fee.


TU can be locked through their (no-fee) TrueIdentity service

Cards: BCE 24k 5/'17 | CF 12k 10/'15 | IHG 12k 10/'15 | HH 6k 6/'18 | DS It 6k 3/'15 | TR 5k 11/'15
Scores: 760-770 | Inquiries: 0-1 | Utilization: 0-10% | AAoA: 3yrs | Bank: Ally | CU's: Navy & Pentagon
Message 21 of 24
Anonymous
Not applicable

Re: Equifax Data Breach Solutions?

Bad information deleted. Sorry folks.

Message 22 of 24
sarge12
Senior Contributor

Re: Equifax Data Breach Solutions?


@Anonymous wrote:

Obviously I heard about the hack in the news, but I'm not sure I completely understand what it means.

 

In what instances would they have any data from me that I need to be concerned about? Only if I signed up with them directly at some point or if I have CCs that report to Equifax?

 

We used CreditCheckTotal's free trial week back in July and as I understand they're through Equifax. But we cancelled our membership thereafter. Other than that we have not had anything to do from our end - but obviously our CCs report to Equifax every month.

 

I don't wanna panic, I just really want to understand the whole situation as I'm still not completely sure I understand the whole system (non-American here who just moved to the country 2 years ago)

 

Thanks!


CreditCheckTotal is through Experian

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 23 of 24
Anonymous
Not applicable

Re: Equifax Data Breach Solutions?

So, I went to the Equifax site setup to see if my information was compromised and it says it likely is. Awesome! Probably why my Amex Blue Cash card was just compromised in the last week or so (and I haven't used it in months). So, next step is it tells me to come back on the 13th to sign up for the free monitoring being provided for their monumental screw up. Strange I think to have to come back in a few days to sign up but it is what it is. So, I come back and sign up on the 13th and it tells me to expect an email with further directions in the days to come but if I don't receive the email in three days to call them. Of course, I never received the email, inbox or junk folder and call them. Guy simply says that he needs my name and phone number and someone will call me back but can't say when this phone call should take place.

So, what a Charlie Foxtrot Equifax is putting on right now. Complete and utter nonsense. Really ticks me off how they are handling this situation. Argh!
Message 24 of 24
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