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@xenon3030 wrote:I don't like freezing. I locked EX and EQ for a monthly fee but for TU, it seems that I did not have a choice.
To lock EQ, I registered for "Equifax lock and alert plus" product from EQ for a small monthly fee. This product was expected to lock both EQ and TU but it did not lock TU unexpectedly. Then, I needed to call TU and freeze it for a one time fee.
TU can be locked through their (no-fee) TrueIdentity service
Bad information deleted. Sorry folks.
@Anonymous wrote:Obviously I heard about the hack in the news, but I'm not sure I completely understand what it means.
In what instances would they have any data from me that I need to be concerned about? Only if I signed up with them directly at some point or if I have CCs that report to Equifax?
We used CreditCheckTotal's free trial week back in July and as I understand they're through Equifax. But we cancelled our membership thereafter. Other than that we have not had anything to do from our end - but obviously our CCs report to Equifax every month.
I don't wanna panic, I just really want to understand the whole situation as I'm still not completely sure I understand the whole system (non-American here who just moved to the country 2 years ago)
Thanks!
CreditCheckTotal is through Experian