Equifax Hates Me....

[Anonymous]

... but I hate them more!

Since I started my credit repair journey, EQ has consistently been 15-30 points lower than my other scores on FICO, and 50-100+ points lower on FAKO. The meat of my files has remained practically the same across all three; maybe one or two accounts/inquiries difference from one to the other, but pretty much identical.

Just today, a card payoff hit the bureaus. FICO EQ dropped 1 point, no change on the other 2. FAKO EQ dropped 60 points!!! How in the heck does paying off a balance drop a score by 60 points?? Meanwhile,  TU FAKO went up 18; which makes more sense. I just went through both FAKO files, and the only difference is that EQ has one more inquiry than TU; everything else is the same. And that one extra inquiry was from nearly a month ago.

Is anyone else suffering from EQ evildoing, or do they just not like me for some reason? I just can't figure it out. 

[Anonymous]

If they had spent less energy needlessly lowering and tweaking score without reason, and more energy focused on cyber security, maybe they wouldn't be in trouble right now... 

[Zimmerman]

I feel your pain. My Equifax score is 25 points lower than TU and 40 points lower than EX... On the plus side maybe lenders will quit using them after the data breach.

[Anonymous]

---

@Zimmerman wrote:

I feel your pain. My Equifax score is 25 points lower than TU and 40 points lower than EX... On the plus side maybe lenders will quit using them after the data breach.

---

One can only hope! Glad to hear I'm not alone in my misery. 

[Anonymous]

They hate everyone I believe !

[Anonymous]

Maybe they just won't survive this whole ordeal and we can do away with them and their lower scores. At least that's what I'm hoping. Not likey, but, one can dream.

[ACJ]

I tought it was just me . The more debt I pay off the lower my score GOES . I just don't understang it . I paid all my debt off except one card and it's been dropping ever since .