Equifax Not Updating?

Bogey1975 · ‎12-10-2020

I've had multiple score changes in the last few weeks all resulting in score changes on EX and TU but EQ has had no change. Is anyone else seeing this?

Mr_Mojo_Risin · ‎12-10-2020

@Bogey1975 wrote:
I've had multiple score changes in the last few weeks all resulting in score changes on EX and TU but EQ has had no change. Is anyone else seeing this?

I've had a myFICO subscription for 5 months. I have rarely ever received updates from EQ. I've heard of other members mentioning this as well.

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thornback · ‎12-10-2020

This has been an ongoing issue for over a year now. There are threads in the product feedback subforum -- tech support is aware of the complaints but there has been no resolution as they don't seem to fully understand the problem - responding with basically 'not all alerts result in a score change' - which we all know already and that is not what the issue is.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎12-10-2020

@Bogey1975 wrote:
I've had multiple score changes in the last few weeks all resulting in score changes on EX and TU but EQ has had no change. Is anyone else seeing this?

It seems to vary person to person. EX rarely updates in MyFico for me or my SO and in fact only seems to update when I get a new report, but otherwise takes weeks to update changes when it does decide to update. TU and EQ seems to update swiftly on MyFico. Others report differently.

Anonymous · ‎12-13-2020

I am experiencing the same thing. My scores with Experian and Transunion are 690 and 693. Equifax is at 612. The thing is. My utilization with them is lower than the other accounts. I filed a complaint today with the CFPB. How is my mortgage score going up, but my fico 8 isn't? Smh