What do you have your score target set to? Be sure to set it to your most current score, odd as that sounds. Then, if a new score moves either higher or lower as a result of the collection being removed, you should get an alert.
Be sure to check your spam filters and junk mail filters.
Do you know for sure that it's no longer showing on your EQ report? For instance, if you can refresh all three reports through freecreditreport-yada-yada, you could check there.
If you still have collections or other serious baddies, especially if they're more recent than this one, your score might not have changed, or not much. 
It's when the last one comes off that you really see changes. Alternatively, if you have multiples, and the newest is removed, you'd probably see an improvement from that.
I don't have my score target set to anything, currently. Each time my credit score changed, it would update me via e-mail and would also update it on my Score Watch subscription on myFICO's website. I also double check my filters and made sure it wasn't there 
I sent in a request to Equifax to make sure it was deleted and they responded saying it is no longer on my credit report. And I could refresh via FCR, but I'd rather not pay $29 only to discover that FICO's update system is slow.
As far as other collections.. this is (or was) the only collection/account/etc listed on my credit report. I'm buying a house soon and so I'm rather focused on making sure everything is up to date. I don't want my lenders pulling my FICO as it is now, reflecting something that is not correct.
@Anonymous wrote:I don't have my score target set to anything, currently. Each time my credit score changed, it would update me via e-mail and would also update it on my Score Watch subscription on myFICO's website. I also double check my filters and made sure it wasn't there
I sent in a request to Equifax to make sure it was deleted and they responded saying it is no longer on my credit report. And I could refresh via FCR, but I'd rather not pay $29 only to discover that FICO's update system is slow.
As far as other collections.. this is (or was) the only collection/account/etc listed on my credit report. I'm buying a house soon and so I'm rather focused on making sure everything is up to date. I don't want my lenders pulling my FICO as it is now, reflecting something that is not correct.
I'd say that the lack of a target score is why you're not being alerted. Since it doesn't have a "before" score, you haven't been alerted to an "after" score.
You do have Score Watch, right, as opposed to having just once pulled your Equifax myFICO score report via FICO Standard, or maybe the Suze kit? Those don't alert you to changes, so I just wanted to check.
If you have SW, go to your My Purchases page and click on Score Watch. When it opens up to a page called Welcome to Score Watch, click on the Settings tab up and the top. You'll see a list of options on the left, and the first one says "Whenever your FICO® score reaches a target score of _____ " Click "change" after that and enter your known score. While you're on that screen, go ahead and tweak any other settings.
The problem is that your EQ score has probably already changed, so I don't know what effect it will have to enter an outdated score. If you don't have any additional changes coming up, there won't be anything to trigger another SW change, where you get an alert.
You might want to call up customer service, tell them that you didn't have things set up correctly, and ask if they can give you an extra report, now that you know how to set up your monitoring. They're generally pretty good-natured about such things.
Phone:
1-800-319-4433
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Sat 7am to 4pm Pacific Time
Alright, I will go ahead and change it so update me when I get a new score. It shouldn't require that though.. here is the information I was getting in the past though without filling out any of the "alert reqs":
| 9/1/2010 | 681 | Score Watch® alert: Possible lower rate on a new HLOAN . | More info | ||
 | 7/17/2010 | 674 | Score Watch® alert: Your score has gone up. | Yes | More info |
| 7/15/2010 | 669 | Score Watch® alert: Your score is unchanged. | Yes | More info |
| 7/12/2010 | 669 | Score Watch® alert: Possible lower rate on a new HLOAN . | More info | |
| 7/2/2010 | 643 | Score Watch® alert: Your score is unchanged. | More info | |
| 7/1/2010 | 643 | Score Watch® alert: Possible lower rate on a new HLOAN . | Yes | More info |
| 6/27/2010 | 630 | Score Watch® alert: Your score is unchanged. | Yes | More info |
| 6/26/2010 | 630 | Score Power report: Your score is 630. | More info |
It would inform me of these changes both on the website and also over e-mail.. so I'm not sure why there is some new "change", or else FICO is just being slow..
uritel wrote:
Alright, I will go ahead and change it so update me when I get a new score. It shouldn't require that though.. here is the information I was getting in the past though without filling out any of the "alert reqs":
9/1/2010 681 Score Watch® alert: Possible lower rate on a new HLOAN . More info 7/17/2010 674 Score Watch® alert: Your score has gone up. Yes More info 7/15/2010 669 Score Watch® alert: Your score is unchanged. Yes More info 7/12/2010 669 Score Watch® alert: Possible lower rate on a new HLOAN . More info 7/2/2010 643 Score Watch® alert: Your score is unchanged. More info 7/1/2010 643 Score Watch® alert: Possible lower rate on a new HLOAN . Yes More info 6/27/2010 630 Score Watch® alert: Your score is unchanged. Yes More info 6/26/2010 630 Score Power report: Your score is 630. More info
It would inform me of these changes both on the website and also over e-mail.. so I'm not sure why there is some new "change", or else FICO is just being slow..
I agree you shouldn't have to do this.
Once a week or so Scorewatch is supposed to crunch your EQ score and if it goes up or down you are supposed to be notified, and even if it doesn't change it still sends an email letting you know it hasn't changed. Again this happens once a week. You may have not given it enough time. Just keep in mind it's only when it crunches NOT when the info is updated.
A score alert due to crossing a threshold on what you set an alert for is different. If you look at the history of your score alerts it will say when and if an email was sent.