I've always had an Equifax score but this morning I woke up and CK updated my Eq report to include my 2 Cap1 cards. BUT I no longer have a score. It says my file is too thin.
I have a total of 4 credit cards
1 auto loan
5 student loans
and 3 other loans
Only 5 of these are in collections
What gives? My file isn't thin. I wonder why they didn't give me a score this update?
Another thing, I read Capt 1 uaully take about 2 months to report. I hadn't had my cards for a month yet and they report already on Equifax and Experian. I guess things are changind with them.
I have 4 credit cards reporting, a car note and students loans in good standing. No lates. 3 of the baddies expire in 2017. 2 were posted to my account last year. I have a plan of action for the baddies. My goal is a garden my credit cards until the end of the year. As I'm doing this I'll be saving more money to pay off some of my debts. Then pay the 2 recent accounts before the year is out and let the other 3 fall off early next year.
I'm just trying to figure out how my Equifax file says its thin but it has the same things the other CRA has but they are fine.
It says it on CK. I should have known better than to trust them lol. I usually use it for allerts on new/dropped accounts. It was just odd that I had a score last week and this week POOF it was gone. I'll update my CCT and see what it says.