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Equifax credit file dropped 36 points and is missing everything?

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Anonymous
Not applicable

Re: Equifax credit file dropped 36 points and is missing everything?

This is an Equifax issue.

I am pretty sure this will impact anything that pulls EQ data.

Message 11 of 15
Anonymous
Not applicable

Re: Equifax credit file dropped 36 points and is missing everything?

I don't know what is going on with them. I just got a 41 point increase on my Equifax 8 and it's still showing factors as

 

The following represents the factors most impacting your FICO Score

  • There is no recently reported activity on any of your non-mortgage credit accounts.
  • You have no recent activity from a non-mortgage installment loan.

Which are both inaccurate. But hey, I'll take the 41 point increase for right now i guess.

Message 12 of 15
Anonymous
Not applicable

Re: Equifax credit file dropped 36 points and is missing everything?

Mine went up about 30 points today too but still lower than before the problem and still shows no account balances.

Message 13 of 15
Talonwildstar
Frequent Contributor

Re: Equifax credit file dropped 36 points and is missing everything?

My Experian dropped 26 points for no reason... I got my reports nothing there, I called Experian and talked to them yesterday...they said they see no problem and the don't know why... she said it was Fico .. who changed the score here's a number call them the lady who answered that number freaked out and said all kinds of people are calling them because Experian is giving out a number.they shouldn't and the problem is on Experians side....I give up wasted hours this weekend trying to figure it out with not a single explanation

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 14 of 15
Anonymous
Not applicable

Re: Equifax credit file dropped 36 points and is missing everything?

EQ was having issues. Mine dopped the same amount of points about 2 weeks ago but I just got my points back today. Have patience they will fix it but def email customer support on here and they'll investigate! Don't worry yall!

Message 15 of 15
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