@tvandine wrote:I agree and do use the free ones, but equifax had so much info, way more than any of the free ones had. Listed so much info. From phone numbers listed on credit card files to employer name and phone number. Nice report
Yeah Credit reports directly from the reporting agencies are the most thorough. If you are getting charged for something where you don't get what you are paying for is another story.
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@tvandine wrote:My response was, I I'm going to get charged, at least give me am account to see and use if I'm being charged, 17.95$ isn't bad for all three credit monitoring everyday. But they can forget my business for the future now
I suppose it isn't bad but you can get 2 of the 3 for free, if we are just talking about monitoring. EQ is the only that doesn't offer and free monitoring services. Thats part of the reason why i signed up for SW here, because there were no other options for EQ monitoring.
Quizzle offers free EQ report
its only twice an year, and their monitoring costs extra i believe. I need something at least once an month :-) Talking about quizzle i just pulled my quizzle report the other day its lower than my EQ08 score :-(
Yea its only twice a year, but it's free lol
Thats odd, its usually higher. How far are your points offset?
Its in my sig. maybe ten or eleven points different not the end of the world. None of the cc i want pull EQ so it doesn't effect me that much lol. They all pull EX and TU. Before my next app i am probably going to have to pull EX08 score to see what my score is like. I pulled it before my last app in may and was much lower than EQ and TU.
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@tvandine wrote:My response was, I I'm going to get charged, at least give me am account to see and use if I'm being charged, 17.95$ isn't bad for all three credit monitoring everyday. But they can forget my business for the future now
I suppose it isn't bad but you can get 2 of the 3 for free, if we are just talking about monitoring. EQ is the only that doesn't offer and free monitoring services. Thats part of the reason why i signed up for SW here, because there were no other options for EQ monitoring.
Quizzle offers free EQ report
its only twice an year, and their monitoring costs extra i believe. I need something at least once an month :-) Talking about quizzle i just pulled my quizzle report the other day its lower than my EQ08 score :-(
Yea its only twice a year, but it's free lol
Thats odd, its usually higher. How far are your points offset?
Its in my sig. maybe ten or eleven points different not the end of the world. None of the cc i want pull EQ so it doesn't effect me that much lol. They all pull EX and TU. Before my next app i am probably going to have to pull EX08 score to see what my score is like. I pulled it before my last app in may and was much lower than EQ and TU.
BTW where are you getting your EX free reports once a month?
Well for ex i was denied an while ago for an CLI, so you get free report, I don't think it ever ends. As for scores i only get fako ones from credit.com and credit sesame.
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@tvandine wrote:My response was, I I'm going to get charged, at least give me am account to see and use if I'm being charged, 17.95$ isn't bad for all three credit monitoring everyday. But they can forget my business for the future now
I suppose it isn't bad but you can get 2 of the 3 for free, if we are just talking about monitoring. EQ is the only that doesn't offer and free monitoring services. Thats part of the reason why i signed up for SW here, because there were no other options for EQ monitoring.
Quizzle offers free EQ report
its only twice an year, and their monitoring costs extra i believe. I need something at least once an month :-) Talking about quizzle i just pulled my quizzle report the other day its lower than my EQ08 score :-(
Yea its only twice a year, but it's free lol
Thats odd, its usually higher. How far are your points offset?
Its in my sig. maybe ten or eleven points different not the end of the world. None of the cc i want pull EQ so it doesn't effect me that much lol. They all pull EX and TU. Before my next app i am probably going to have to pull EX08 score to see what my score is like. I pulled it before my last app in may and was much lower than EQ and TU.
BTW where are you getting your EX free reports once a month?
Well for ex i was denied an while ago for an CLI, so you get free report, I don't think it ever ends. As for scores i only get fako ones from credit.com and credit sesame.
It ends unless you get approved.
I get my EX report daily pulls for only $5 a month thru Freecreditreport
TU free reports twice a month thru CreditKarma
But no go on the Equifax, only 3 times a year
For ex I have been getting same cr every day since I was declined for an Walmart CLI back in March. Credit karma only updates scores for me every week.I don't really need my credit reports every week since there isn't anything on there that is negative.
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@TheFate wrote:
@mongstradamus wrote:
@tvandine wrote:My response was, I I'm going to get charged, at least give me am account to see and use if I'm being charged, 17.95$ isn't bad for all three credit monitoring everyday. But they can forget my business for the future now
I suppose it isn't bad but you can get 2 of the 3 for free, if we are just talking about monitoring. EQ is the only that doesn't offer and free monitoring services. Thats part of the reason why i signed up for SW here, because there were no other options for EQ monitoring.
Quizzle offers free EQ report
its only twice an year, and their monitoring costs extra i believe. I need something at least once an month :-) Talking about quizzle i just pulled my quizzle report the other day its lower than my EQ08 score :-(
Yea its only twice a year, but it's free lol
Thats odd, its usually higher. How far are your points offset?
Its in my sig. maybe ten or eleven points different not the end of the world. None of the cc i want pull EQ so it doesn't effect me that much lol. They all pull EX and TU. Before my next app i am probably going to have to pull EX08 score to see what my score is like. I pulled it before my last app in may and was much lower than EQ and TU.
BTW where are you getting your EX free reports once a month?
Well for ex i was denied an while ago for an CLI, so you get free report, I don't think it ever ends. As for scores i only get fako ones from credit.com and credit sesame.
It ends unless you get approved.
I get my EX report daily pulls for only $5 a month thru Freecreditreport
TU free reports twice a month thru CreditKarma
But no go on the Equifax, only 3 times a year
For ex I have been getting same cr every day since I was declined for an Walmart CLI back in March. Credit karma only updates scores for me every week.I don't really need my credit reports every week since there isn't anything on there that is negative.
Do you request it everyday?
Don't they mail you your report when declined and its requested?
No I just log on to experian site and put in report number and it updates my experian report. Log in once a week maybe. I also have free experian monitoring from when target got hacked. They offered free year of protect my id