Equifax not updating..

[Anonymous]

Well, my other two reports are showing the deletes from GEMB/Dillards, but Eq is not showing it yet. My scores are EQ 631 TU 645 EX 638 right now. I am not sure what kind of bumb I received from the deletes because I had not paid for new scores in a long time from them. The only one I can compare it to is the only one that is not updating! Do they take longer or do I need to get on them?

[Junejer]

How long has it been? Updates of any kind (but particularly the positive kind) can theoretically take up to 45 days or more to update.

[Anonymous]

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swingsetfun wrote:

Well, my other two reports are showing the deletes from GEMB/Dillards, but Eq is not showing it yet. My scores are EQ 631 TU 645 EX 638 right now. I am not sure what kind of bumb I received from the deletes because I had not paid for new scores in a long time from them. The only one I can compare it to is the only one that is not updating! Do they take longer or do I need to get on them?

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I have been waiting since January 19th for updates . This is the second time they have done this.

I reported Equifax to the FTC for not updating.

[braznyc]

EQ seems to take forever to do anything, but when they do come around it's been pretty good for me.

[Anonymous]

It's only been a couple of weeks since the lates were deleted. I was really surprised they were already off my TU and EX reports. I was just wondering if EQ is just slow to report, and from what I see they really are very slow. hopefully it will hit it soon!

[Junejer]

Well, they were updating fast for me. In fact they did so twice in the month of march for my CC. They updated a balance on my CC from Jan @ 70% uti (dropped score 28 points), then 8 days later, updated balance from Feb to 0% uti (dropped score 21 points). Let's see how long it takes them to update my Mar uti 5%.

[Anonymous]

They are awesome when it comes to disputing something but timley scores are not one of their strong points.

[Anonymous]

Byrdman, how come your score dropped when util went down?