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Hello ,
I have an old Derog account set to age off 9/1/2024 with Dofd 9/1/2017.
will it fall off automatically tomorrow on 8/1?
I'm so close! Was hoping it would fall off a month early on its own, and I won't have to call.
I'm scared to call- they are notorious for Messing things up. But I meet with mortgage loan officer Friday.
thanks for the advice
Being Equifax, it might fall off on it's own, and it might not. If you do call and they seem confused, don't get a straight answer, or the preferred results from the first level CSA, politely ask to speak to a supervisor where you can explain you are not disputing anything about the account other than requesting that it be removed from your report because it's "too old to report".
Thank you!