cancel
Showing results for 
Search instead for 
Did you mean: 

Equifax way behind reporting

Rogue46
Frequent Contributor

Equifax way behind reporting

I have been keeping an eye on my reports and Equifax is still showing balances on 4 different cards that have since been paid off over 3 months ago. Is this normal? Should I contact them ? 

The other bureau's are up to date





Message 1 of 6
5 REPLIES 5
ImTheDevil
Community Leader
Super Contributor

Re: Equifax way behind reporting

I've really started wondering about them. In CK I can see where my reports change, and a positive change reflected on both TU and EQ will show VS3 scoring changes (which then come through on TU in FICO via my MyFICO subscription), but my EQ FICO hasn't budged in nearly two months now despite various changes to age, balances, and the like that should be pushing my score up incrementally at least. I have one old aged and paid derog that's on all three reports. EQ has one additional aged/paid derog, but it seems hard to think that the extra ding would be enough to suppress my score through multiple threshold-crossing balance drops on individual cards, aging factors increasing, and other score-noteworthy changes...



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 2 of 6
tricie17
Frequent Contributor

Re: Equifax way behind reporting

Equifax has been lagging behind for several months now with no reasonable explanation and if a persons score is needing that up tick, this leads to all of those financiers that use Equifax with no choice but to deny.  And now it seems that TransU is following the same pattern of not reporting on time.  What is going on?

Starting Score: 544
Current Score: 661
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 6
gdale6
Moderator

Re: Equifax way behind reporting


@tricie17 wrote:

Equifax has been lagging behind for several months now with no reasonable explanation and if a persons score is needing that up tick, this leads to all of those financiers that use Equifax with no choice but to deny.  And now it seems that TransU is following the same pattern of not reporting on time.  What is going on?


Stupidity and crookedness is whats going on, only EX is worth anything, has always been that way..

Message 4 of 6
Mr_Mojo_Risin
Valued Contributor

Re: Equifax way behind reporting

EQ has been at least a month behind reporting my accounts since Covid started.

I also haven't received alerts from any of my CMS's concerning EQ. This is including myFICO.  TU and EX update regularly when there's a change but nothing from EQ.

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 5 of 6
Rogue46
Frequent Contributor

Re: Equifax way behind reporting

Thanks for the feedback, At least it's not just me





Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.