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Erroneous EX Change of Address alert ?

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expatCanuck
Super Contributor

Erroneous EX Change of Address alert ?

Greetings -

Received the Experian alert below.

Called USPS. They advised that they had no record of any change.

Anyone else have a similar experience?Screenshot_20211009-101907.jpg

 


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8502 INQ (Auto, Mort)7y4m
EX8506 INQ (2 CC, 2 mort, 2 auto)7y
TU8501 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

Yeah, FICO 9 is 850 as well. Smiley Happy
Message 1 of 5
4 REPLIES 4
cashorcharge
Community Leader
Super Contributor

Re: Erroneous EX Change of Address alert ?


@expatCanuck wrote:

Greetings -

Received the Experian alert below.

Called USPS. They advised that they had no record of any change.

Anyone else have a similar experience?Screenshot_20211009-101907.jpg

 


Yes.  I have seen this too.  I followed up and didn't find any issue/report or confirmation of what it reported.  I ALSO (the month before that alert) got another weird notification that contact info for a bank account was altered.  I followed up on that too and nothing was found.  I'm curious as to what EX is doing/reviewing on the back end to generate these alerts.  Are they getting the data from a partner or doing the research themselves?

Message 2 of 5
FireMedic1
Community Leader
Mega Contributor

Re: Erroneous EX Change of Address alert ?

@expatCanuck  Someone posted the same thing over in Understanding FICO that happened yesterday. Something weird going on it seems with EX.

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/14-point-drop-for-address-change/td-p/64... 


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 3 of 5
CreditPacMan
Established Contributor

Re: Erroneous EX Change of Address alert ?

I get alerts similar to these a lot from EX, and also stuff like "we found your data in some data breach" too.

 

Current Cards:
Message 4 of 5
Anonymous
Not applicable

Re: Erroneous EX Change of Address alert ?

Yes. I live half a block from the post office, so I walked down and talked with a manager who told me the exact same thing. No record of any change of address. But just to be safe, and after having someone use my AMEX to open an account with a credit monitoring service of all things, I put a freeze on all my accounts along with an alert and a statement. I monitor frequently so I'm confident I'd know or quickly catch credit being erroneously opened in my name. 

Message 5 of 5
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