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Ex dropped AU accounts and Score!!

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virtuousbeauty31
Valued Member

Ex dropped AU accounts and Score!!

I just pulled my fico scores and EX has dropped my two AU accounts and my score is now 518!! This sucksSmiley Sad My EQ score is back up to 638 and my TU is down to 601. I am still disputing a 30 day late and some old charge offs. I have written goodwill letters and I am paying my credit card balances down, I expect to have all of them to 30% or less within the next 3 weeks. I have no idea what to do now, any advice?
 
VirtuousBeauty31
Message 1 of 7
6 REPLIES 6
fused
Moderator Emeritus

Re: Ex dropped AU accounts and Score!!

So EX just dropped your AU accounts without cause? Ahhhhhhh!
Message 2 of 7
Anonymous
Not applicable

Re: Ex dropped AU accounts and Score!!

Just looked at the DW EX this AM -
Her AU accts were still there.

I was understanding that the AU accounts would still display after the FICO change- they just would not be factored into the score.
Message 3 of 7
fused
Moderator Emeritus

Re: Ex dropped AU accounts and Score!!



Timothy wrote:
Just looked at the DW EX this AM -
Her AU accts were still there.

I was understanding that the AU accounts would still display after the FICO change- they just would not be factored into the score.

Yes!
Message 4 of 7
virtuousbeauty31
Valued Member

Re: Ex dropped AU accounts and Score!!

I see one of my AU accounts remains, but the other one is gone and my score is way down!!
Message 5 of 7
Anonymous
Not applicable

Re: Ex dropped AU accounts and Score!!



virtuousbeauty31 wrote:
I see one of my AU accounts remains, but the other one is gone and my score is way down!!


 
Call the issuer and see if maybe they just stopped the reporting and had all AU accounts removed with the recent changes.

Message 6 of 7
Anonymous
Not applicable

Re: Ex dropped AU accounts and Score!!



virtuousbeauty31 wrote:
I see one of my AU accounts remains, but the other one is gone and my score is way down!!


This is not as a result of the new model... You should check in to it.
 
All of my AUs are still there.

Rob
Message 7 of 7
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