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Experian Did not report for the month?

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Jpmack29
Regular Contributor

Experian Did not report for the month?

Is it possible for experian to not even report for a monthl All my bureaus made some sort of change for the month, except Experian. They usually all change- The 9th, 12th, 13th of every month. Transunion and Equifax did for March, but nothing at all for Experian. Usually if nothing happens the myfico would just say "+0" or such, and with a updated month. Nothing for experian in regards to this. Is it normal? Thanks

Current (8/2015): Equifax 688, Transunion 689, Experian 708
Goal Scores: 700 across the board

Capital One Venture: $5500| Discover it: $4500| American Express Green Card: NPSL| Capital One- QuickSilver: $3000| American Express Everyday Card: $2000| Bank of America- Americard Cash Rewards: $1500 | Barclays Cash Rewards: $1300| Chase Freedom:$1200| Barclays Apple Rewards: $2000
Message 1 of 6
5 REPLIES 5
TheGardner
Valued Contributor

Re: Experian Did not report for the month?

Your reports have changed that much I am sure. Experian is painfully erratic on score watch, just be happy when it finally does.

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 2 of 6
Jpmack29
Regular Contributor

Re: Experian Did not report for the month?

Ok, Thanks

 

Current (8/2015): Equifax 688, Transunion 689, Experian 708
Goal Scores: 700 across the board

Capital One Venture: $5500| Discover it: $4500| American Express Green Card: NPSL| Capital One- QuickSilver: $3000| American Express Everyday Card: $2000| Bank of America- Americard Cash Rewards: $1500 | Barclays Cash Rewards: $1300| Chase Freedom:$1200| Barclays Apple Rewards: $2000
Message 3 of 6
Anonymous
Not applicable

Re: Experian Did not report for the month?

this happened to me too on experian .com. reporting is not budging ..idky..

Message 4 of 6
takeshi74
Senior Contributor

Re: Experian Did not report for the month?


@Jpmack29 wrote:

Is it possible for experian to not even report for a monthl


CRA's do not report.  Creditors report to CRA's.  It's certainly possible to have no change on one CRA while having a change or changes on one or both of the other CRA's.  Not all creditors report to all 3 and the different CRA's can and do take different times to update.

 

As for what's "normal", that can vary from person to person.  You have to establish your own baseline and then determine why there's a deviation from the baseline.  We can't explain what happened without full details and we don't have access to your report data to make an attempt at determining what may (or may not) have happened.

 

With credit monitoring you have to keep in mind that only certain activity triggers monitoring.  Changes that do not trigger monitoring can certainly take place.

Message 5 of 6
Anonymous
Not applicable

Re: Experian Did not report for the month?

idk.. most of my accounts from experian.com via their tracker product that I pay $11/mo on (instead of the advertised 21/mo) show
last update 2/1/14 which is WAY late. I think something is up. I emailed them plus got transferred to the 
group that handles updates. IDK/// they are late for some DB/sytem reason or something is stuck.

 

I left a VM after waiting forever in the queuee earlier.. I get a feeling somethig is up.


@takeshi74 wrote:

@Jpmack29 wrote:

Is it possible for experian to not even report for a monthl


CRA's do not report.  Creditors report to CRA's.  It's certainly possible to have no change on one CRA while having a change or changes on one or both of the other CRA's.  Not all creditors report to all 3 and the different CRA's can and do take different times to update.

 

As for what's "normal", that can vary from person to person.  You have to establish your own baseline and then determine why there's a deviation from the baseline.  We can't explain what happened without full details and we don't have access to your report data to make an attempt at determining what may (or may not) have happened.

 

With credit monitoring you have to keep in mind that only certain activity triggers monitoring.  Changes that do not trigger monitoring can certainly take place.


 

Message 6 of 6
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