cancel
Showing results for 
Search instead for 
Did you mean: 

Experian EE INQ...again.

tag
Brooklyn2018
Valued Contributor

Experian EE INQ...again.

Well, I got tired of waiting for the 25th month for inq exclusions. So, called again and had another inq excluded early from EX report. I did back a few months ago(had 2 then) due to fall off the following mid month. CSR said they normally don’t this. “They exclude(as most know) 25th month.” So glad to she helped me out and see that one go😉 For doing me such a favor I was sure to speak to her supervisor to give her kudos. She was shocked that I requested to do that for her. I guess not many do, idk?

Cleaned up some old stuff, too. Very productive phone call!😁

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Experian EE INQ...again.

So you're saying "kudos to supervisor" can be used as leverage/bribe with Experian front line CSRs? Smiley Surprised

 

Congrats on the removal!

Message 2 of 7
Brooklyn2018
Valued Contributor

Re: Experian EE INQ...again.

Not real sure, oldman but, definitely worth a shot, IMO😆

Unfortunately, I suggested the kudos afterwards. I was shocked that they did it AGAIN for me...or maybe they do and she just needed to quote “policy?” since the call is recorded, idk?

I might try it next time though beforehand and see if I can get an account removed!! Lol see what response I get then(?)🤣

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 3 of 7
Anonymous
Not applicable

Re: Experian EE INQ...again.

CSR : "Experian how can I help you?"

 

You : " Yes hi...before we start, do you know what kudos are?..."

Message 4 of 7
Brooklyn2018
Valued Contributor

Re: Experian EE INQ...again.

🤣🤣🤣


“...NO?! Well let me EXPLAIN!”


Man I need to make a friend(a crooked one of course) at each CRA!! Could you imagine?! 😆

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 5 of 7
trusty
Frequent Contributor

Re: Experian EE INQ...again.


@Brooklyn2018 wrote:
Well, I got tired of waiting for the 25th month for inq exclusions. So, called again and had another inq excluded early from EX report. I did back a few months ago(had 2 then) due to fall off the following mid month. CSR said they normally don’t this. “They exclude(as most know) 25th month.” So glad to she helped me out and see that one go😉 For doing me such a favor I was sure to speak to her supervisor to give her kudos. She was shocked that I requested to do that for her. I guess not many do, idk?

Cleaned up some old stuff, too. Very productive phone call!😁

😊

I'm not following. You were waiting for an inquiry to fall off after what, 2 years? Or, Something else?

Message 6 of 7
Brooklyn2018
Valued Contributor

Re: Experian EE INQ...again.

Right. The 2 yr mark. Instead of just waiting for it to fall off-per “EX 25th month rule” I was able to get an EE on this one and the other 2 I had were almost a month early(about 3 weeks EE on this one) on the other 2 3-1/2 weeks early(in same month)

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.