Experian Freeze

[Turbobuick]

I was able to freeze Experian over the phone. It was automated and there was 30 seconds of complete silence after each response. Pin coming in the mail. 

California decided the CB's could rob us of $10 whack. So it cost us $40, wife and I, to freeze 4 CB's. Innovis and Equifax were free. Experian and Transunion get $10 per lock and UNLOCK. If I was shopping for a house or car, it could get expensive to switch off and on a few times.

Wonder when the compensation is going to arrive from Equifax. Or will the be the usual class action where the lawyers get a billion and we get a few bucks for our trouble?

[AverageJoesCredit]

Lawyers billion, average joes 0 illion

[Turbobuick]

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@AverageJoesCredit wrote:
Lawyers billion, average joes 0 illion

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Equifaxes company slogan is on their webpage. "Powering the (under)World with Knowledge". I added one word for clarification.

[stinastina]

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@Anonymous wrote:

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@Anonymous wrote:

I think when you aren't able to freeze online with Experian it's a pretty good indication you've been caught up in the Equifax mess. I was able to breeze through freezing all my credit reports (I came back as not affected on Equifax) but for my wife (came back as MAY be affected on Equifax) I had to freeze TU by calling in and Experian we had to mail documentation. However, we signed her up for Experian's IdentityWorks program yesterday and it turns out we were able to easily freeze her credit there instead.

Edit: Tiny correction - for Experian we apparently have what is technially called a "credit lock" via the IdentityWorks program. So it's a freeze of sorts but only stays in place while we have her in the program. So maybe it wasn't a waste of time/postage requesting a freeze via snail mail after all.

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I haven't verified this so I don't want to be an alarmnist and it might not matter anyway, but someone told me that by signing up for a bureau's credit lock or protection program, you could be waiving some rights to sue in the event you are harmed in the future by identity theft. Again, I don't know this to be true, but I was warned not to sign up for any programs through the bureaus. 

And how about the Equifax board execs selling their millions of dollars worth of stock shares before informing the public about the breach? They should all go to jail! But I'm sure none will. I'm pretty incensed not only by what was done, but how it was handled by Equifax. 

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They already put out  statement that you do not waive your rights to sue for this data breach. If there is a class action suit, you won't get much money anyways.

Someone else posted they paid for an EQ freeze, even though they were affected. Freezes are free until November 21st if you were affected.