Experian MyFico...stuck??

[Anonymous]

So my Experian number has been stuck since May 24 without updates, even though I know there was a credit card payment in June that would have triggered an update (because it does every other month). We have a mortgage about to go into underwriting this week and I've been anxiously awaiting a score update because I've had a number of baddies removed/adjusted since May. But last night as I was refreshing MyFico on my phone, all of a suddent Experian now shows +87 pts (!!) but the score hasn't changed?? And I keep refreshing on my phone and checking my computer but the score doesn't change. I'm hoping MyFico got ahead of itself and it will pop thru soon. That +87 points, if true, would surpass any hopes I would have had for an increase...and I'm hoping EQ and TU will follow suit :-)

Has anyone else had this happen?

[Rebuilding69]

I never had this particular problem with MyFico, but I had other problems, so I dumped them. Its a shame CCT doesnt offer alternate model scores like MyFico does.

[MzOptimistic]

My Fico takes forever to update. They havent updated my TU score accurately IMO because. They still have my score at 437 which I know is not accurate because CK has me at 535 and Capital One has my score at 575 so I know the score should be at least in the 500 range. I canceled them because I'm not paying $24.95 for my scores to stay stuck....

[MzOptimistic]

*talking about TU score* sorry on cell ...

[takeshi74]

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@Anonymous wrote:

So my Experian number has been stuck since May 24 without updates, even though I know there was a credit card payment in June that would have triggered an update (because it does every other month).

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So the payment was >=5% of the limit on the card?

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity

If so, contact myFICO Support. 

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@MzOptimistic wrote:
My Fico takes forever to update. 

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myFICO does not update on fixed intervals.  Make sure you understand the triggers that cause scoring updates and alerts.