Experian Report Freeze - is there a cheaper way? - myFICO® Forums

Anonymous · ‎05-05-2009

Experian wants $10 for every time a temporary freeze is lifted, which is a little high in my opinion. I heard there was a way to get this done cheaper through one of their monitoring services but I can't seem to find the relevent information.

Message Edited by reots on 05-05-2009 04:28 PM

AndySoCal · ‎05-06-2009

Call Experian and ask them for the PIN that you can give to lender to pull your credit report. The pIn is for lenders only.

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Anonymous · ‎05-06-2009

Is that the same PIN I set up when I made the freeze? Do I get charged if they use it to lift the freeze?

AndySoCal · ‎05-07-2009

The PIN you set up when you made the freeze is the Pin that identifies you to Experian. The PIN that I am talking about is different it is only for use by lender / creditor only. I have never heard of charge for using it but that does not mean there isnt one. You would need to ask Experian that question. If there is a charge let me know.

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
Banking: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo

Experian Report Freeze - is there a cheaper way?

Experian Report Freeze - is there a cheaper way?

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Experian Report Freeze - is there a cheaper way?

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Experian Report Freeze - is there a cheaper way?

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