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Is anyone else having an issue with Experian not updating some credit card accounts? I have a barclays card that updated on EQ/TU back on Aug 7 and still hasn't shown up on Experian. I also have a Synchrony and Discover card that's been over a few days and still not updated on EX. Usually EX is the fastest to update so this whole thing is kind of strange. Just wanted to see if I'm the only one?
Among other CR delay annoyances, Experian hasn't updated my Discover and Synch Care MC balances since July 25th. July and August I did a bunch of strategic paydowns & payoffs. Need results with everything updated to determine best strategy for the next card payments.
Is this from EX's free FICO program? They been ok with me lately.
@GreatLife wrote:Among other CR delay annoyances, Experian hasn't updated my Discover and Synch Care MC balances since July 25th. July and August I did a bunch of strategic paydowns & payoffs. Need results with everything updated to determine best strategy for the next card payments.
call discover and ask for an off-cycle credit reporting and see if that fixes it?
Thanks! Imma do exactly that because EX still shows an early July statement balance for Discover that doesn't include any payments that I made in mid July & early August.
@GZG wrote:
@GreatLife wrote:Among other CR delay annoyances, Experian hasn't updated my Discover and Synch Care MC balances since July 25th. July and August I did a bunch of strategic paydowns & payoffs. Need results with everything updated to determine best strategy for the next card payments.
call discover and ask for an off-cycle credit reporting and see if that fixes it?
An odd update to this - Experian finally updated my Barclays account on their report....with the info reported in August...meanwhile I checked Equifax and they have reported my Barclays account information from September...so either Barclays is weirdly only reporting to Experian from a month back or something is off with Experian?
Also my other accounts (Discover,Synchrony) finally updated but it took 3-5 days later than usual and after TU/EQ.
So basically I have no idea what's going on with Experian
Have EX basic option $9.99 plan and have two loans that lady updated 7/31 and two credit cards also dating back to July... not to mention the confusion on when student loans will update with correct info. Seems like several of you saw some movement on your report so I'll continue to monitor and hope it fixes itself.
I have some forgiven student loans that haven't updated on Experian even though the servicer said it's been reported to all three bureaus.