@Anonymous wrote:Hi Dave. Yep, we have been promoting CreditScore.com for many months as a great way to get a free monthly report and FICO 8. I think we have been doing that for at least a year.
But thanks so much for mentioning it to folks again. It's such a good deal that it can't be mentioned often enough. It's been easy to get free reports drawn on TU and EQ for years -- but EX is a relative newcomer to that. Now there's no reason anyone can't have an ultra low cost credit monitoring solution if he wants. (Typicaly Karma plus CreditScore.com plus the rare pull from Credit Check Total -- altogether that's $3-4 per year.)
Hmmm. I did a search before posting, but "creditscore.com" gets a ton of hits, most nothing to do with CreditScore.com
But I don't think it's been a year, it was only available for the $4.95 30 day trial when I signed up in April, and a CC was definitely required & I got charged right away. But I agree, letting MyFico'ers know of the free Experian monitoring & Fico 8 score is the important part. 
@DaveInAZ wrote:
@Anonymous wrote:Hi Dave. Yep, we have been promoting CreditScore.com for many months as a great way to get a free monthly report and FICO 8. I think we have been doing that for at least a year.
But thanks so much for mentioning it to folks again. It's such a good deal that it can't be mentioned often enough. It's been easy to get free reports drawn on TU and EQ for years -- but EX is a relative newcomer to that. Now there's no reason anyone can't have an ultra low cost credit monitoring solution if he wants. (Typicaly Karma plus CreditScore.com plus the rare pull from Credit Check Total -- altogether that's $3-4 per year.)
Hmmm. I did a search before posting, but "creditscore.com" gets a ton of hits, most nothing to do with CreditScore.com
But I don't think it's been a year, it was only available for the $4.95 30 day trial when I signed up in April, and a CC was definitely required & I got charged right away. But I agree, letting MyFico'ers know of the free Experian monitoring & Fico 8 score is the important part.
They're the same.. eh? Might not have been a year but close to it I bet.. If memories serves certainly before April.. I remember signing up in 2016 the first time.
Edit: Just checked Nov 29, 2016 is my member date. They do have a $4.95 for first month to change alert settings.. Maybe that was the charge you were getting..
@mitchblue wrote:
@DaveInAZ wrote:
@Anonymous wrote:Hi Dave. Yep, we have been promoting CreditScore.com for many months as a great way to get a free monthly report and FICO 8. I think we have been doing that for at least a year.
But thanks so much for mentioning it to folks again. It's such a good deal that it can't be mentioned often enough. It's been easy to get free reports drawn on TU and EQ for years -- but EX is a relative newcomer to that. Now there's no reason anyone can't have an ultra low cost credit monitoring solution if he wants. (Typicaly Karma plus CreditScore.com plus the rare pull from Credit Check Total -- altogether that's $3-4 per year.)
Hmmm. I did a search before posting, but "creditscore.com" gets a ton of hits, most nothing to do with CreditScore.com
But I don't think it's been a year, it was only available for the $4.95 30 day trial when I signed up in April, and a CC was definitely required & I got charged right away. But I agree, letting MyFico'ers know of the free Experian monitoring & Fico 8 score is the important part.
They're the same.. eh? Might not have been a year but close to it I bet.. If memories serves certainly before April.. I remember signing up in 2016 the first time.
Edit: Just checked Nov 29, 2016 is my member date. They do have a $4.95 for first month to change alert settings.. Maybe that was the charge you were getting..
Every time I logged in it told me I was eligible for another $4.95 30 day trial and I had to click "No, keep my current plan". After the EQ breach I clicked "Lock my file" and it said I had to upgrade, so I did another $4.95 30 day trail, which I'll cancel. But I'm assuming everytime I want to unlock & relock I'll have to upgrade to a paid plan?
@DaveInAZ wrote:
@mitchblue wrote:
@DaveInAZ wrote:
@Anonymous wrote:Hi Dave. Yep, we have been promoting CreditScore.com for many months as a great way to get a free monthly report and FICO 8. I think we have been doing that for at least a year.
But thanks so much for mentioning it to folks again. It's such a good deal that it can't be mentioned often enough. It's been easy to get free reports drawn on TU and EQ for years -- but EX is a relative newcomer to that. Now there's no reason anyone can't have an ultra low cost credit monitoring solution if he wants. (Typicaly Karma plus CreditScore.com plus the rare pull from Credit Check Total -- altogether that's $3-4 per year.)
Hmmm. I did a search before posting, but "creditscore.com" gets a ton of hits, most nothing to do with CreditScore.com
But I don't think it's been a year, it was only available for the $4.95 30 day trial when I signed up in April, and a CC was definitely required & I got charged right away. But I agree, letting MyFico'ers know of the free Experian monitoring & Fico 8 score is the important part.
They're the same.. eh? Might not have been a year but close to it I bet.. If memories serves certainly before April.. I remember signing up in 2016 the first time.
Edit: Just checked Nov 29, 2016 is my member date. They do have a $4.95 for first month to change alert settings.. Maybe that was the charge you were getting..
Every time I logged in it told me I was eligible for another $4.95 30 day trial and I had to click "No, keep my current plan". After the EQ breach I clicked "Lock my file" and it said I had to upgrade, so I did another $4.95 30 day trail, which I'll cancel. But I'm assuming everytime I want to unlock & relock I'll have to upgrade to a paid plan?
Hmm, It never mentions I should upgrade. I haven't temp unfroze my experian in some time but they shouldn't force you to a paid plan. But I have temp unfroze TU a couple times. No need to upgrade. Odd.
@mitchblue wrote:
@Anonymous wrote:How is this different from Experian CreditWorksSM Basic?
Eq and TU have ways to LOCK (not freeze) their reports for free, does Ex? If so, I can't find it.
Thanks!
It's the same I believe.
As far as lock, not freeze for free - I don't see one.
Yeah, it appears EX CreditWorks basic is the same as the free CreditScore.com product. But geez, Experian has become so confusing with all their different plans & different websites - CreditScore.com, creditchecktotal.com & whatever other ones I don't know about. From the Experian.com Consumer Products page you get these 2 products:
https://www.experian.com/consumer-products/compare-credit-report-and-score-products.html
I couldn't fot it all in on a screenshot, but that CreditWorks Premium says under it: "*Introductory price of $4.99 for your first month of access, then just $24.99 each additional month". Notice the free CWbasic says nothing about lock while the Premium has "Experian Credit Lock w.alerts. So I'm pretty sure the fee service does not let you lock your Experian report, which is what I encountered.
And then on their consumer products page, click Identity Theft products:
https://www.experian.com/consumer-products/identity-theft-and-credit-protection.html
Two completely different products, IdentityWorks Plus and Premium. The Plus product for $9.99/mo. after free 30 day trial has the CreditLock feature, while the Plus product seems very similar to the CreditWorks Premium service with 3 CRA Fico scores, but $5/mo. cheaper. And this is besides the different plans on Experian's other websites CreditScore.com & CreditCheckTotal.com. Sheez, Experian, you think you could make if more confusing?
I'm going to stick with my free CreditWorks basic plan, which is what I apparently what I got when I canceled my $4.99 30 day trial of CreditWorks Plus. But to unlock for an app & then lock again I'll have to upgrade to the 30 day trial of the CVW Plus plan again.
But anyone without a current EX plan who wants to be able to easily lock & unlock EX, you might consider that $9.99/mo/ IdentityWorks Plus plan.