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Experian score has not updated itself for over 3 months now

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Anonymous
Not applicable

Experian score has not updated itself for over 3 months now

Hi, my experian score has not been updated at all for the last 3 months or so. The other two scores have changed but not this one. What could be the reason behind that?

Message 1 of 13
12 REPLIES 12
takeshi74
Senior Contributor

Re: Experian score has not updated itself for over 3 months now

Message 2 of 13
Steve6451
Member

Re: Experian score has not updated itself for over 3 months now

Exerpian's not updating for me either, and customer support basically said it's Experian's job to notify them.

 

I definitely have activity that happened over a week ago that is on the list of supported alerts.  I'm moving from Equifax Credit Watch (which also has 3-bureau monitoring) and they alerted me on the same day of an inquiry that myFICO has yet to become informed about...

Message 3 of 13
Anonymous
Not applicable

Re: Experian score has not updated itself for over 3 months now


@Anonymous wrote:

Hi, my experian score has not been updated at all for the last 3 months or so. The other two scores have changed but not this one. What could be the reason behind that?


Yeah ... what is the deal. I have Experian and they seem to only update my profile on the calendar 1st of the month using FICO Scores. My USAA Federal Savings Bank Plus Scores has not changed in two years and that is paid for monthly and my FICO Scores have gone up lots over the last two years (into the 800's) so what's up? Wonder about these services. I dropped Trans Union and there Vantage Score (useless) and I dropped Equifax as they were providing some score I don't even know what it is. Have not used myfico scores due to cost. So, what is left?

Message 4 of 13
Josh611
Regular Contributor

Re: Experian score has not updated itself for over 3 months now

Same thing happened to me. I called CS and they gave me a free Experian report. They said they would be fixing it but it still hasn't happened. I will be canceling my service soon.

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801
Message 5 of 13
Steve6451
Member

Re: Experian score has not updated itself for over 3 months now

I like how they send e-mails like this:

  "We've been busy scanning your credit reports for changes as part of your FICO 3-Bureau Credit Monitoring product. We did not detect any monitored changes this week on your Experian credit reports.
"

 

But the reality is that they are NOT scanning your reports, but have some kind of deal with Experian to get alert triggers which apparently doesn't work at all.

 

Message 6 of 13
Anonymous
Not applicable

Re: Experian score has not updated itself for over 3 months now


@Josh611 wrote:

Same thing happened to me. I called CS and they gave me a free Experian report. They said they would be fixing it but it still hasn't happened. I will be canceling my service soon.


me too and when I got ONSHORE CS, they hit all sorts of buttons and it finally updated plus gave me a free 3in1 report

Message 7 of 13
skorpyo3
Frequent Contributor

Re: Experian score has not updated itself for over 3 months now

Mine updated on 5/9. The update was triggered by an alert. Is this the only way Experian FICO will update currently?

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 8 of 13
Anonymous
Not applicable

Re: Experian score has not updated itself for over 3 months now

DH and I were just talking about this tonight.  We both subscribe to myfico because we want to buy a house and have been monitoring our scores.  Unforunately, EX hasn't updated for either of us since the beginning of March.   TU and EQ haven't updated since the beginning of April.  I thought a fraud alert that was put on my report from EQ that passed on to TU and EX was the issue but I had it removed a few weeks ago and still no change.

Message 9 of 13
mato01
Regular Contributor

Re: Experian score has not updated itself for over 3 months now

My last update from Experian was May 1. I know I've had balance changes etc.


In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 10 of 13
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