cancel
Showing results for 
Search instead for 
Did you mean: 

Experian vs. Truecredit score

tag
Anonymous
Not applicable

Experian vs. Truecredit score

Hi

 

Its impossible that experian score is different then show on truecredit? I have been using truecredit.com for almost 2 years now and my experian show on Truecredit is high 500 however i just sign up today with experian and my score show mid 600. Is this possible?


 

Thanks

Message 1 of 7
6 REPLIES 6
BungalowMo
Senior Contributor

Re: Experian vs. Truecredit score

 Both are BOGUS scores.

 

FICO scores are the only ones that count.

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 2 of 7
Anonymous
Not applicable

Re: Experian vs. Truecredit score

yeah but but there are almost 60points differ...dont know why.
Message 3 of 7
BungalowMo
Senior Contributor

Re: Experian vs. Truecredit score

They both use their own scale/formula to come up with a score/number.  But like I said, those don't matter because no one uses them anyway.
BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 4 of 7
MsKiwi
Established Contributor

Re: Experian vs. Truecredit score


@Anonymous wrote:

Hi

 

Its impossible that experian score is different then show on truecredit? I have been using truecredit.com for almost 2 years now and my experian show on Truecredit is high 500 however i just sign up today with experian and my score show mid 600. Is this possible?


 

Thanks


 

The scores you received are referred to as FAKO scores and there is no rhyme or reason to how the agencies come up with these and rarely are they a  reflection of your actual FICO score. What you want is your true FICO scores and you can only get those here on this site (except you can get your true EQ score from their site)

 

Almost all lenders look at your FICO scores and those can be higher or lower than FAKO scores. True credit and other monitoring sites are good to keep track of anything that comes up on your credit reports but don't count on the scores for anything.

Message 5 of 7
Anonymous
Not applicable

Re: Experian vs. Truecredit score

no experian on FICO? i was about to order however i only see TU and EQ
Message 6 of 7
MsKiwi
Established Contributor

Re: Experian vs. Truecredit score


@Anonymous wrote:
no experian on FICO? i was about to order however i only see TU and EQ

 

No Experian Fico score can be bought anymore. Only lenders are privy to this info. You can still get your EX credit report so you can check that for errors and such. Experian decided to not allow consumers to be able to buy their EX fico score in Feb of this year. Any Experian score you can get will be a FAKO.

 

Even though you can't see your EX score anymore, it's a good idea to have your true FICO TU and EQ score so you have an idea of where you stand and be sure to pull your 3 free credit reports as these are more complete  than what you get when you order your fico scores and the credit reports that come with them , especially when it comes to medical and judgment issues on your reports. 

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.