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Experian-who's pulling one last time?

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musikklvr
Frequent Contributor

Re: Experian-who's pulling one last time?

I just pulled my Experian and it went up only 2 points from 2 weeks ago. I brought my util down from 25% to 6%. I thought I would have a bigger jump than that. But I'm happy with my 2 points anyway. Smiley Happy I'm inching up.

Starting Score: 668
Current Score: 712
Goal Score: 750


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Message 41 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

Mine went down but it's not showing the card I zero'd at the beginning of the month and is showing the loan I had to take out to pay for a new transmission.

 

Farewell Exp

Message Edited by goingforadream on 02-12-2009 07:16 PM
Message 42 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

I finally got my score close to where I want it (TU 748), and I have only had FAKO EX reports done.  I am applying for a home loan next week - regardless of what my EX score is.  Is it worth it to get the report from here even though it is not going to effect my decision on applying? 
Message 43 of 59
score_building
Senior Contributor

Re: Experian-who's pulling one last time?

if you're curious, that loan app. is a good reason to grab a coupon code and pull to see where you are while you still can.  the timing is there for you, then again i had no good reason except to see decreased utilization from 29 to 14, and i caved in and pulled, so i'm not big on restraint when it comes to last real score pulls ever!  lol.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 44 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

Just pulled - never pulled from here ---- OUCH 663! I still plan on being up over 700 in the next month once my CC pay down goes through and I get this inaccurate negative off my account!

 

Total bummer, not what I was expecting.

Message 45 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

I've sent myself an email to remind myself to pull one last time when I get home tonight.
Message 46 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

Argh, I gave them money for nothing. Same score I had the last 7 times I pulled. I hate experian. Good Riddance!
Message 47 of 59
KingAdrock
Established Contributor

Re: Experian-who's pulling one last time?

I'll be pulling later today. It'll be lower than my scores below since I'm running a 0% balance but I'd like to know how low, and this is my last chance!

 

I'm so angry at EX. This is going to cost them in bad PR. Personally I'm going to make sure everyone I know is aware of just how phony and worthless Vantage and Plus scores are.

Message 48 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

I should pull my wife's again.  I just realized that between Feb 9th and 11th, they dropped a Citibank card that I had disputed a charge on.  It's still showing on EQ and TU, however!

 

ETA: It has a $0 balance, so that's $11K of available credit stricken from the record!

 

ETA:  HAH! they gave me a CLI, so it's nearly $12K that was dropped!

Message Edited by Mike14 on 02-13-2009 04:51 PM
Message 49 of 59
Anonymous
Not applicable

Re: Experian-who's pulling one last time?

No, I'm not going to.  I'd really have to pull both mine AND hers, as it's my account with her as an AU, so it may be gone from my report too.  I can't justify spending $25 on new reports when I just pulled a week ago.
Message 50 of 59
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