Experian shows no collections
but on my student loan that is in deferment it says paid as agreed but has been late 180 days.. They say this is verfied .. WRONG WRONG WRONG.. Then I look at my score its about 615 today.. Here is the problem.. They took off the collections 2 of them.. but they are saying that I have multiple accounts that are past due .. NO NO NO I have 1 account in deferment that was not late because it is in deferment.. They said Sallie Mae said it was late .. NOT... Now
Experian
shows
cap one pays as areed
us bank pays as agreed closed satisfactory from 1999
Bank plus pays agreed paid satisfactorly closed from 1999
Sallie mae it say I was late 29 times oh please NOT NOT
They say they verified this ..
Sallie Mae says they show 4 times late right before it was put into deferment..
TU says it was never late paid as agreed in deferment
EQ says paid as agreed late 6 times in deferment
All 3 CRA show this as a good standing account..
With both collections off experian went up a whopping 2 points .. what a load of ssss