No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Is it best to pay off all of my cards completly to 0 balance or should they have some balance in them?
Also would I have the same fico score if i paid them off in 2 years or if I paid all dept in 2 months?
@JoshNurse wrote:Is it best to pay off all of my cards completly to 0 balance or should they have some balance in them?
Also would I have the same fico score if i paid them off in 2 years or if I paid all dept in 2 months?
You should have exactly 1 card with a non-zero balance which is low.
If you're talking about installment loans, the longer the duration of the loan the better score you'll obtain.