FICO Score 9

[Anonymous]

Does it affect my score if I pay to see my FICO score 9 from myfico?

[EW800]

It will not. Pulling your own credit has no impact on score.

[Anonymous]

Also, if you bank with Wells Fargo you will be provided a monthly Fico 9 score free of charge.

[Anonymous]

Nope, zero, nada...what banks and credit cards do you have?

http://ficoforums.myfico.com/t5/General-Credit-Topics/Affects-of-using-a-credit-monitoring-service/t...

[Anonymous]

Thanks! I do have Wells Fargo and see FICO 9 for Experian. Reason I'm interested, we are in process of loan and on my Experian I have a medical collection that was paid right away ($400). I was told that some are using FICO 9 (Alliant Credit for example) if so my credit scores are no issue, around 800. But is hard to tell who uses it. Dealer who we are working with says some of the lenders are using 9, so I guess they will send loan application their way.

[Anonymous]

Car loan? DO NOT get a loan from the dealer. They will hit you with tons of HPs. Go to a credit union as the % will be lower as well.

[Anonymous]

Actually motorhome. We are actually shopping for best rate. Got preliminary quote from Alliant credit union. We will then find out what dealer can give. If they can't beat that rate will go with credit union

[Anonymous]

Got you! be ready to get hit with multiple HPs at the dealer anyways.

[Anonymous]

Prior to ordering are unit in 10/2017 they ran credit. As long as the pull is for same type of loan within a specific time frame it shouldn't really affect other then initial pull. At least it didn't in October. Thanks!