Hello everyone!
Im new to this forum, and to understanding my credit in general (sadly) I have just recently begun the process of rebuilding/monitoring my credit. I have been reading all the wonderful information on here and trying to make sense of it all. I think ive got a pretty good handle on it so far. I currently have 5 bills in collection from medical bills that I was unaware of according to SW. How do I go about contacting or obtaining the account numbers/ amounts from the correct collection agency? One credit report lists them under one collection agency, another report lists the same amounts/dates from a different agency. I was reading on here that I would want to send a DV letter before doing anything but I am unable to do that since I don't know who currently holds the debts. I would like to get these settled or removed if possible. If anyone has any ideas or suggestions id love to hear them. Hopefully I wrote this correctly and do not sound totally lost and confused about the world of credit (lol) Thanks in advance!
