FICO score i ncrease with CC util

[llecs]

---

joeblow2 wrote:
Can someone try to read my profile I want to make sure its priv and no one can see who i am

---

Nobody can see your profile other than you. Other forum users can only ID you by your username and not by any other identifying info.

[llecs]

I forgot to mention that this was a concern of mine too early on. You can check it yourself by logging out of myFICO and closing all IE (assuming you use Internet Explorer) windows. Open a new window and go to myFICO.com. Don't log in but go to the forums. Look for your posts here and click on your name. You'll find that you cannot access any info and you'll see what everyone else sees.

[joeblow2]

1 more ? . 1 of my INQ from last year will hit the 1 yr mark tomorrow. if i check my TU or EQ score then will i see an increase? 

[llecs]

There won't likely be an increase if the inquiry is removed. Damage gradually fades over time.

[joeblow2]

The INQ will remain on until 03/10 but i understand after the 1 yr mark it no longer effects your score.

[llecs]

Right. Over the course of one year, the damage gradually fades up to the point it is no longer being scored (1 yr).

[joeblow2]

is Equifax the most difficult to get a high score of the 3 CR agencies?

[joeblow2]

TU CS is 726 today. So between either keeping the $112 of CC of a $6000 limit and paying on it monthly  or paying it off which is a better option to increase my score?

[Anonymous]

Are you getting that score from this website? If not, chances are it is a FAKO and means nothing.

[joeblow2]

yes that is from this site