FICO scores

[Anonymous]

In your experience which of the three ex,tu or eq have the lowest score

[Anonymous]

EQ has always been my lowest.

[chiefone4u]

My Equifax is always my lowest score often 20+ points lower.

FICO8 (all updated 4/12/2019):
TU: 705
EX: 714
EQ: 686

Looking at my last report from MyFico; my Fico9 EQ is actually 5 points higher than my next highest TU.

[hawesda1]

Equifax is also my lowest
Eq 628
Ex 661
Tu 639

[Anonymous]

Experian is my hubbys lowest
At 628, its the only one showing a discharge of just last month, its very wrong & we disputed it & it stayed. But it dropped his points by probably close to 80. The other two are probably 50 points higher.

[2GreenThumbs]

EX has ALWAYS been my lowest score, sometimes by a lot.

[Anonymous]

Seems experian is my lowest as well

[Anonymous]

My EX score always lags behind! Not sure why, but it never seems to update as frequently as TU and EQ

[Revelate]

It is totally based on what's in your file, they're all slightly different.

For me EQ FICO 5 hates me, the only time it hasn't been my lowest of my mortgage trifecta was when it was totally clean and TU had a 60D late still.

Now what's really funny, EQ marked a tradeline as a 30D late whereas TU marked it 60D (lender idiosyncracy in reporting, they both should have been marked 60D and it was a 30D on EX too before it up and wandered away... better to be lucky than good).  

EQ FICO 5: 740 with a 30D late 1 year and 1 month ago.

TU FICO 4: 767 with a 60D late 1 year and 1 month ago.

I know it can happen, and maybe once I make my EQ file prettier (no inquiries or new accounts anytime recently, whatever that length of time is on that score) I can get above the TU FICO 4 score, maybe, but not holding my breath.  As is I'm really surprised at the TU FICO 4 score so maybe that's the outlier, 767 is gold-plated mortgage wise with a 60D late from 13 months ago... shennigans!

[Anonymous]

Experian! slowest to update lowest score always for both me and my husbands