I check monthly through my bank's FICO score and it shows me with 2 new listings, that are not valid, i have not opened a CC in years, have started to close some older ones. is there anything i can do to have these listings removed?
1. You recently opened a new credit account. < i have not opened a new CC in years >
Your FICO score considers how recently you opened a new credit account. People who recently opened a new credit account are slightly more likely to miss future payments than those who have not.
2. You have multiple accounts showing missed payments or derogatory descriptions. < i have never missed a payment on a CC over the last 10 years>
