Fast and loose - Rolling the dice with identity thief

[Anonymous]

A CRA has a fictious name (my actual name but with a number inserted between my first and last name) on my file. I disputed it and they responded by requiring I fax/mail them my Driver's License. As a proactive step to protect my identity, I requested faxing them a copy with a few random numbers redacted, in the event the fax was intercepted or highjacked. I explained my concerns and that neither faxing or USPS is secure. They declined and dismissed my concern.  As I see it, my options are (1) Roll the dice and send them my identity or (2) leave the fictious name on my report. Does anyone have any other options to suggest?

[Anonymous]

Was this an online dispute or did you call in? I had weird versions of my name on all CRAs and called and was never asked for ID and all were removed the next day. It doesn't seem like a strange request though. Honestly, I'd much rather fax to people whose job it is to keep our info secure then roll the dice with the post office. There's so many mail thieves out there these days. At least if something happened after faxing, you'd have a direct line on intercepted your information.

[RobertEG]

Why wouldn't directly mailing your proof of identity by deposit at a U.S. Postal Service building/deposit box be secure?

Additionally, why are you handling via a dispute process if it was reported due to identity theft?

Why not use the identity theft process, and more specifically the blocking provision of FCRA 605B?

[RonM21]

It sounds like you have a few options of what you can do that were suggested. I'd take action soon to protect from any further issues.

[Anonymous]

I had no problem
Calling them and removed every version of my name. I had atleast 10 on EQ, 25 on EX And TU was a mess including about 100 telephone numbers. No issue deleting any of it over the phone.