@Anonymous wrote:
I track my credit score monthly using Citi's Identity Guard but my three credit reports only show hard pulls, not soft pulls. What is a good deal price wise to get monthly reports and credit scores but with soft inquiries as well as hard inquiries?
Unfortunately none of those scores are FICO scores. The reports are fine but ignore the scores and the advice given. The advice is often contrary to what actually needs to be done to help you improve your score.
No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myFICO. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Transunion score at www.transunioncs.com. At www.equifax.com EQ will still sell you an EQ FICO score but they make it very hard to find.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
