@Anonymous wrote:My subscription is a credit report every 3 months on the 26th. So i can either wait till the 26th of june when it should update or buy another report and that will have it updated??
Thank you for your assistance.
Yep. You can purchase your scores anytime between your report dates. Scores update daily. If anything reports or happens to cause a change it will show up.
It's the lenders that generally report balances or changes once a month usually near your statement date, which matters. But you can determine each lenders report date by viewing one of you reports. It will provide it. Technically, it's the "report balance of" date, which if for example is the 20th, you'll need to know (learn) when it normally hits each bureau which may be a few days after the "report balance as of" date.
For example I have a card with a statement close date of the 20th and reports the balance as of the 23rd. It will normally hit EX on the 24th but a few days later with EQ and even a day or two later with TU. I think you may find this variance depends on the creditor mostly, but can be a result of the CB's as well.
@Anonymous wrote:Does anyone know when the 5,4,2 Fico scores update. Working on getting a new home and i have fixed my credit that its almost perfect, no late payments, collections, all credit accounts paid off excepft for 1.
Thank you
They are updating constantly. Whenever they are pulled the scores are generated from the data reported as of that date. If you pull your 3B report you'll get your scores as of the moment you pull them.
