Fico VS. True Credit! HELP!

[Anonymous]

Ok heres the problem. Ive read lots about fico and true credit, and i dont know the truth!

Here is my Fico Scores

TU:539  EQ:546  EX:642

Heres is my True Credit Scores

TU:526  EQ:570  EX:585

What is the real one and what one do I need to go by? I am applying for a $2000 loan and want to know which scores they will look at?

[Anonymous]

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@Anonymous wrote:

Ok heres the problem. Ive read lots about fico and true credit, and i dont know the truth!

Here is my Fico Scores

TU:539  EQ:546  EX:642

Heres is my True Credit Scores

TU:526  EQ:570  EX:585

What is the real one and what one do I need to go by? I am applying for a $2000 loan and want to know which scores they will look at?

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They will look at your FICO score. True Credit uses their own scoring method that has a much different algorithm hence the difference in your scores

[smallfry]

This info is NOT a sticky by now?

[llecs]

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Nickalatte wrote:

Ok heres the problem. Ive read lots about fico and true credit, and i dont know the truth!

Here is my Fico Scores

TU:539  EQ:546  EX:642

Heres is my True Credit Scores

TU:526  EQ:570  EX:585

What is the real one and what one do I need to go by? I am applying for a $2000 loan and want to know which scores they will look at?

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Read Credit Scoring 101

Message Edited by llecs on 07-13-2008 11:04 AM

[Anonymous]

Thanks for everyones help on this issue! that credit 101 really helped out. As a matter a fact, I JUST got off the phone with true credit, and cancelled my monthly fee with them im happy with myfico!

[Anonymous]

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Nickalatte wrote:

Thanks for everyones help on this issue! that credit 101 really helped out. As a matter a fact, I JUST got off the phone with true credit, and cancelled my monthly fee with them im happy with myfico!

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TrueCredit's only useful purpose is to monitor your reports, as often as everyday, for one low monthly price.

[smallfry]

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@Anonymous wrote:

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@Anonymous wrote:

Thanks for everyones help on this issue! that credit 101 really helped out. As a matter a fact, I JUST got off the phone with true credit, and cancelled my monthly fee with them im happy with myfico!

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TrueCredit's only useful purpose is to monitor your reports, as often as everyday, for one low monthly price.

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Until they shut you down. How dare you use my product as it was advertised?