Fico score simulator

[Anonymous]

can anyone attest to the accuracy of this score simulator?

[Anonymous]

it's ball parkish, but not exact. it leaves out a lot of the variables and just generalizes.

[Anonymous]

I can tell you it is very accurate about reducing overall utility.

It does NOT factor in: Maxed out cards, accounts with balances, baddies falling off,

[Anonymous]

has anyone personally been able to verify how accurate it is?  Give or take ?+/-.  I mean, I have 5k in my account right now, and I dont know if i should pay off my revolving accounts, invest in a cd or buy stock, or just put it aside and make higher payments on my revolving accounts.  I just want to do it strategically to where i maximize my credits potential to grow quicker without the long term stunt.

[Anonymous]

I'd pay the Cards-

Unless they are all under 4% APR-

Did you fund your retirement account for last year?

if not- 3K goes right here.

2k to the cards- how far does this get you?

---

Arron102385 wrote:

has anyone personally been able to verify how accurate it is?  Give or take ?+/-.  I mean, I have 5k in my account right now, and I dont know if i should pay off my revolving accounts, invest in a cd or buy stock, or just put it aside and make higher payments on my revolving accounts.  I just want to do it strategically to where i maximize my credits potential to grow quicker without the long term stunt.

---

[Anonymous]

Well, I have a CC with a 3300$ limit at 2100$, and a line of credit maxed at 3000$.  Thats all I have.  And i was thinking of paying off all but 10% and paying the rest off monthly.  I am not sure how that would work out though.