Was wondering what the best product is for getting my FICO scores? I want to monitor them for a bit, not sure if the $19.99 myFico subscription is best for that if there's a better alternative.
Starting Score: 587
Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.
AnnualCreditReport. Free weekly 3 bureau online reports through April 2022.
Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.
@AllZero wrote:Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.
AnnualCreditReport. Free weekly 3 bureau online reports through April 2022.
Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.
CK is now giving daily TU reports as well, at least as of this time. They started around the beginning of may.
@renamariee wrote:Was wondering what the best product is for getting my FICO scores? I want to monitor them for a bit, not sure if the $19.99 myFico subscription is best for that if there's a better alternative.
Another option is credit.com; they have a product called ExtraCredit which offers all FICO scores from each of the three credit bureaus for $24.99. The ExtraCredit offering is roughly analogous to the myFICO Premier plan which costs $39.95 per month.
