First CC reported

[Anonymous]

After years of not having a CC, I finally got one last month and it reported a few days ago, but it only reported to my Experian, it does not show on my TU or EQ. My score jumped up by 48 points, from 575 to 623. I’m just wondering why it does not show on my TU or EQ yet. Also I did not get an alert from myfico, the way I found out was by paying $1 to Experian to see my CR and Fico, this is when I noticed the jump.

[takeshi74]

There are at least a couple of possibilities.

Not all creditors report to all 3 of the major CRA's.

CRA's don't all update at exactly the same time.  The others could be lagging a bit.

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@Anonymous wrote:

Also I did not get an alert from myfico, the way I found out was by paying $1 to Experian to see my CR and Fico, this is when I noticed the jump.

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That is odd as a new account is a trigger with myFICO for all 3 CRA's.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity

[Broke_Triathlete]

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@takeshi74 wrote:

There are at least a couple of possibilities.

Not all creditors report to all 3 of the major CRA's.

CRA's don't all update at exactly the same time.  The others could be lagging a bit.

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@Anonymous wrote:

Also I did not get an alert from myfico, the way I found out was by paying $1 to Experian to see my CR and Fico, this is when I noticed the jump.

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That is odd as a new account is a trigger with myFICO for all 3 CRA's.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity

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This. What CC is it?