I never really worried about my credit score because I did not own a home I owned my car and I paid cash for everything well that went on for 15 years and know I am paying for it.
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I pulled my credit report for the first time� ever 10 days ago and it sucked
. I now have a good job and I'm getting older so I went to look into a home loan and I heard the term SUBPRIME for the first time in my life.
. I now have a good job and I'm getting older so I went to look into a home loan and I heard the term SUBPRIME for the first time in my life.�
I decided to take a year and get my credit in order and I am happy to say that in 10 days I have gone up 10 points and all it took was a little understanding of how the system works and the great advice on this site.
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Good luck to every one,
�
Steve� �
Message Edited by kingberry on 07-19-2007 12:43 PM
First fiscal responsibility, then play the game 
Get some cards, wait 12 months for the inqs to drop off and for the cards to have their first birthday, have a perfect credit history over that time, and you should be in good shape