Sorry if this of a stupid question but I’m new to taking care of my credit honestly.
In the last two months, I’ve done a bunch for my credit.
I got rid of some debt, paid off some cards, lowered my overall utilization and even got a new card.
However, there was a late payment on my record and I just handled it today.
I’ve been looking at my credit score and I just wanted to know how often scores get updated from each bureau? Also, if I pay a missed payment and fix things- do I have to contact any company to say that issue was resolved ? Or will That company tell the credit bureaus?
What score service are you using?
You do not need to contact anyone about the fixed problem they will see it on the next monthly pull that they do. Only time you would contact a lender about a correction is if you were denied credit based on it, you have it fixed and want the app reconsidered. Welcome to myFico