Foreclsure not showing

[Anonymous]

I pulled up myFICO today becuase I've been working to rebuild my credit after a foreclosure last June.  I only pulled one report (EFX) and was surprised to discover my score at a 694!  After reveiwing the report, I discovered that the mortgage tied to the foreclosure shows 120 days late up until the month of foreclosure and then "OK" after that.  I find it a bit perplexing.  Also, it is not showing in my public records, shouldn't it?

[Carlile92]

So what are you complaining go knock on wood and go get a couple of credit cards before it does show and you can't do anything so when it does you will already have the tools to rebuild your credit and won't have to start from bottom of the barrel think of it as a blessing