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Hey everyone,
Haven't posted in a while, but I need some recommendations on which steps to take. This morning I received an alert from my mom's Amex BCE for a requested transaction of $1500 for gift cards. There was also a charge to the Pittsburgh Foundation for $1.39, this I imagine to test whether the card was legit or not. Although the card is hers, the account is mine. I contacted Amex and after going through all their verifications and information, they are replacing the card and cancelling the requests. I have changed the password on my account and was wondering if I should take additional steps. Neither her nor I have used the BCE in a couple of months as I've been using my Delta, and Amex has added a fraud alert to the Delta card, should I be taking further actions? I've checked all other of my acocunts and have seen no random charges from them.
Nothing much. You have done whatever you could do. The good thing is that you have taken a prompt action. You can impose a farud alert on one of the 3 credit reports.