No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi,I was told today i will never get approved for a loan with a fraud alert on my 3 credit reports,Is that true?
And is it hard to get them removed and how long does that take?
Thanks,love this forum
It is not too hard to get the fraud alerts removed. I believe TransUnion and Equifax allow you to do it on line. You will have to answer some questions so that they know it is really you. I think Experian requires you to call in to get it removed. I don't remember.
My husband and I were able to get them removed. After you have spoken to the person or done it on line, it takes about another 24-48 hours for it to go through completely.
You should still be able to get a loan and/or credit card with the fraud alert. It just makes it more of a hassle because they will ask you security questions using information from your credit file before they will approve you. Make sure you have a current version of your credit report in front of you so that you can accurately answer the questions they might ask you.